Sustainable Finance 2.0, FinTech and Inclusive Financial Transformation

Cognitive Neuroscience and Human Decision Making under Uncertainty

Munish Gupta|Soumi Dutta|Kiran Sood|Simon Grima|Elisabeth T. Pereira
Emerald
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Hardback
9781806868049
17 November 2026
$127.00
Available to order on 18 October 2026
eBook (PDF)
9781806868032
27 October 2026
$127.00
Available to order on 27 September 2026
eBook (ePub)
9781806868056
27 October 2026
$127.00
Available to order on 27 September 2026

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  • Description
  • Contents
  • About

As the world experiences rapid technological advancements reshaping the financial sector, the rise of blockchain, artificial intelligence (AI), and regulatory technology (RegTech), financial systems are evolving to address the dual challenges of inclusion and sustainability.

Sustainable Finance 2.0, FinTech and Inclusive Financial Transformation provides a comprehensive roadmap for leveraging FinTech innovations to address critical issues such as ethical dilemmas, environmental sustainability, and financial inclusiveness while navigating the inherent challenges of this transformation. The book's primary purpose is to provide a roadmap for leveraging FinTech to advance global financial inclusion and sustainability. It emphasizes collaborative models bridging the gap between traditional financial institutions and innovative FinTech startups, creating solutions prioritizing customer-centricity and societal impact.

Decision-making is crucial in all economic and social activities in today's intricate and fast-changing environment. The convergence of decision models, cognitive neuroscience, and risk analysis provides a fertile area for investigation, yielding an understanding of human behaviour, cognitive functions, and uncertainty management. The series explores multidisciplinary subjects in depth, offering a thorough grasp of decision-making across many situations.

Emerald Studies in Neuro-Decision Making for Risk Analysis explores multidisciplinary subjects in depth, offering a thorough grasp of decision-making across many situations by combining ideas from economics, psychology, and neuroscience in the field of Behavioural Economics and Decision Science.

Section I: Cognitive and Decision-Making Perspectives in Sustainable Finance

  • Chapter 1. Fuzzy Decision Frameworks for Financial Literacy: Addressing Uncertainty in Digital Financial Environments; Manpreet Kaur
  • Chapter 2. Neuroscientific Framework for ESG Decision-Making in Sustainable FinTech; Sonali Srivastava and Manisha Singh
  • Chapter 3. Interdisciplinary Pathways to Sustainable Finance 2.0: FinTech, Inclusion, and Decision-Making under Uncertainty; Elwira Gross-Gniot
  • Chapter 4. Cognitive Traps in Fintech failures: A Neuroscientific View of Financial Risk; Kali Charan Modak, Kumkum Sinha, Kavita Tiwari, and Miguel A. Sahagun
  • Section II: FinTech Innovation, Artificial Intelligence, and Financial Technologies
  • Chapter 5. Perceived Privacy Risk as a Moderator of the Link Between FinTech Innovation and Consumer Attitudes; Munish Gupta and Amita Chaudhary
  • Chapter 6. More Innovative Credit Scoring: Improving Fairness and Decision-Making in Inclusive Lending; Harjit Singh, Avneet Singh, and Manoj Kumar Chaudhary
  • Chapter 7. Harnessing AI for Sustainable Finance: Current Applications and Future Horizons; Rupinder Kaur and Ramandeep Kaur
  • Chapter 8. Forecasting India’s Digital Payment Trajectory: A Comparative Study of Classical Econometric and Deep Learning Models; Narinder Kumar, Kiran Sood, Veena. A, Amit Kumar, and Hakim Singh
  • Section III: Governance, Regulation, and Sustainable Financial Policy
  • Chapter 9. Rules that Shape Finance: Managing Risks for a Better Tomorrow; V. Agalya and S. Shankarkumar
  • Chapter 10. Advancing Sustainable Finance in The EU: The Role of ESG Reporting and Due Diligence in Building Ethical Corporate Responsibility; Sidhant Mohapatra
  • Chapter 11. Nonlinear Dynamics of Green Finance Communication in Monetary Policy Regimes; Ioana Birlan, Gianina-Maria Petrașcu, and Adriana AnaMaria Davidescu Ioana Birlan
  • Section IV: Digitalization, Financial Inclusion, and Institutional Transformation
  • Chapter 12. Financial Aspects of Human Resource Digitalization in State-Owned Enterprises: The Case of Azerbaijan; Ulviyya Rzayeva, Rena Huseynova, Kiran Sood, and Simon Grima
  • Chapter 13. The Impact of Digitalization on The Monetary Economy: The Case of MBWAY; Ana Paula Lopes, Mariana Pereira, Elisabeth T Pereira, and Marta Ferreira Dias
  • Chapter 14. The Impact of Digitalization on the Monetary Economy; Isa Silva, Victória Cerqueira, Elisabeth T. Pereira, and Marta Ferreira Dias
  • Section V: Conceptual and Review Perspectives in Sustainable FinTech
  • Chapter 15. A Review of Sustainable FinTech at the Crossroads of Innovation, Governance, and Cognition using SPAR-4-SLR; Nitin Pathak, Devansh Gupta, and Priyanka Chugh
  • Chapter 16. E-Government and Financial Inclusion: Unlocking Opportunities with Technology; Basil Osayin Daudu and Salisu Ameh Amodu
  • Chapter 17. Conclusion: Sustainable Finance 2.0 and the Future of FinTech-Driven Financial Transformation and Cognitive Insights; Munish Gupta, Kiran Sood, and Simon Grima

Munish Gupta is an Associate Professor at Chandigarh University's University School of Business.

Soumi Dutta is an Associate Professor at Sister Nivedita University.

Kiran Sood is a professor at Azerbaijan State University of Economics (UNEC), Baku, Azerbaijan.

Simon Grima is the Deputy Dean of the Faculty of Economics, Management and Accountancy and the Head of the Department of Insurance and Risk Management at the University of Malta, Malta.

Elisabeth T. Pereira is an Associate Professor at the Department of Economics, Management, Industrial Engineering and Tourism (DEGEIT), University of Aveiro, Portugal.